Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Each year, Americans spend the Memorial Day long weekend relaxing with friends and family and ushering in the summer months. However, while the holiday is often treated in a celebratory manner, its true purpose is to honor and commemorate all those who have lost their lives while serving their country in conflicts both at home and abroad.
As you observe Memorial Day this year, here are some interesting and lesser-known facts to keep in mind:
– It was originally called Decoration Day. The traditions surrounding Memorial Day began in the wake of the Civil War, which claimed the lives of over 600,000 soldiers. After the war, veterans in both the North and the South would decorate the graves of their fallen comrades with flowers. In 1868—three years after the Civil War ended—veteran John Logan established Decoration Day to be recognized on May 30. On that day, people would be encouraged to continue the tradition of placing flowers on the graves of their lost loved ones. In fact, the reason why Logan chose May 30 was that flowers would be in full bloom by that time. The first official National Decoration Day ceremony was held at Arlington National Cemetery and presided over by General Ulysses S. Grant.
– Memorial Day was not an official holiday until 1968. By the 1960s, the holiday had come to be known as Memorial Day rather than Decoration Day, and was intended to commemorate Americans who had sacrificed their lives in all the country’s wars, rather than just the Civil War. However, despite the prevalence of Memorial Day events and ceremonies across the country, it was not recognized as an official federal holiday until the passage of the Uniform Monday Holiday Act in 1968. This Act also established several other American holidays to fall on Mondays, including Labor Day, Veterans Day, and years later, Martin Luther King Jr. Day.
– Memorial Day is one of the few days when flags are ordered to fly at half-staff. Specifically, the proper etiquette for anyone flying an American flag is to raise it quickly to full-staff, then slowly lower it to half-staff until noon, when the flag should briefly be raised to the full-staff position once again to serve as a salute for those who have fallen in the line of duty. In addition, at 3 p.m. local time, Americans are asked to pause for one minute to silently pay their respects.
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Even if you locate a condo that precisely suits your budget and meets your requirements, there is sometimes a lingering sense of insecurity that will make you wonder if that condo is really “the one”. Believe it or not, you’re not alone as this is quite common and with good cause. After all, you don’t want to make a costly error while purchasing a condo, especially if you’re a first-time homebuyer. It’s not only your biggest financial investment, but you’ll be living in it for years. That’s why it’s important to recognize signs you’ve found your perfect condo. Further in this post, you’ll find out what you should pay attention to when shopping for your new condo.
Clear signs that say you’ve found the perfect condo
As you undoubtedly know, finding “the one” is difficult, especially when you’re in the process of buying a home. Studio or one-bedroom apartment? Modern finishes or natural light? Hardwood or tile floors?
Your real estate agent will present you with many great options, and you’ll avoid feeling overwhelmed if you know what signs to pay attention to.
Finding the condo of your dreams might be difficult with so many options available. Fortunately, there are a few telltale signals that you’ve located your perfect condo. Continue reading, and you might realize that you have already found “the one.”
It gives out a homey feel
The first thing to pay attention to when looking for a condo is the way it makes you feel. You want to find a place you feel comfortable and homey, especially if you’re moving to a new hometown and didn’t get a chance to familiarize yourself with the place. Spending time in a new condo that already feels like home will make this transition easier for you.
The proper condo will entice you in and make you feel at ease. It will instantly make you want to relax in the living room or have a conversation with your real estate agent in the dining room. Going into the bathroom is not at all weird. Indeed, you may have caught yourself opening cabinets or admiring the room. The condo simply feels comfortable and homey. Could this be the right one?
It fits your budget perfectly
No condo is right for you unless it perfectly fits your budget. So when considering which condos to take a look at in person, start by reviewing your budget and knowing how much you can afford. It doesn’t make sense to invest in an expensive home with all the latest amenities if you can’t afford it. It simply doesn’t fit your lifestyle.
To avoid disappointments, scratch off any alternatives on your list that are way out of your price range, as none of those will be the right condo for you.
Don’t be disheartened if you happen to find a gorgeous place that’s just over your budget that you simply adore. You still have a few choices. For starters, see if you can work out a better price. Or decide to decorate on a budget and invest in cheaper furniture. You might be able to cozy up the place easily while staying within your budget.
The condo sets the bar for all other condos
When you find the perfect condo, you’ll realize that you keep returning to it throughout your search. You go to one open home and admire the living room and kitchen design, but you notice that the layout isn’t as excellent as the one you saw earlier. That condo set “the standard.”
It’s in a perfect location
If you’ve found a condo in a fantastic location that perfectly suits your lifestyle, it could be that you’ve found “the one.” If you’re a homebody who enjoys peace and quiet, for example, you’ll probably prefer to look for apartments in more suburban locations.
On the other hand, if you prefer to be in the thick of things, a thriving downtown neighborhood can be right up your alley. For the added convenience of having restaurants and entertainment within walking distance, you might be ready to compromise on things like assigned parking or square footage. So if you feel like you’ve found an ideal location, perhaps you‘ll overlook minor flaws and realize that you’ve found your perfect condo.
Your perfect condo is just the right size
The most amazing condos aren’t always what you need right now in your life and don’t always fit your lifestyle. It’s easy to get caught up in the thrill of discovering the perfect apartment in the nicest neighborhood, but don’t forget about the space.
On the other hand, if you found a condo that’s just the right size and with a great layout, it might be worth sacrificing and moving to a slightly less desirable location. It can be tough to find a condo that ticks all of your boxes. So if you’ve found a place with the right size and within your budget, don’t think twice about it.
It simply feels right
Sometimes, you simply know that something is right for you. If a condo appeals to you right away, it’s an indication that it might be the right one for you. Try to imagine yourself living your daily life in that place. Is everything going to work out, or will you have to make some adjustments to your daily routine?
When you find the right condo, your gut will make sure to send you a sign.
If just the thought of living there makes you happy and your life seems easier, it’s probably the one. However, don’t let love blind you to the price tag. Remember, it’s critical to ensure that your new home fits into your budget in the long run.
Pay attention to these signs, and you’ll know you’ve found your perfect condo!
And that’s it—it all comes down to listening to your gut and paying attention to those subtle signs. Of course, the safest way to go is to get in touch with an experienced Realtor® who’ll guide you on your real estate journey and make sure you’ve found your perfect condo.
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Buying property is a significant investment, and you want to be sure you have found the right one. Read on for signs you’ve found your perfect condo.
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Are you ready for the first concert of the season??? New to Lake of the Woods, The Unsuitables will be kicking off the Concerts on the Point series on Friday, May 27th! The Unsuitables, formed about eight years ago, will begin at 7pm and play tunes from the Temptations to Santana to the Beatles until approximately 9:30pm. The Lake of the Woods Lions Club will be acting as “hospitality committee” at the concert, and hosting a fundraiser. Why not have dinner at the Clubhouse before or during the concert on the deck? Want to bring your own meal? That’s perfect, as well! So bring a chair, your dancing shoes, and enjoy the music with your fellow LOW residents! The concerts are always a great way to spend the evening! The concerts are proudly sponsored by Lakeside Title, Lake of the Woods Marine, Locust Grove Vet Clinic, Design Craft Homes, Inspired Electrical, Locust Grove Ace Hardware, JK Carpets, and The Licata Group EXP Realty LLC. Here’s a list of upcoming concerts: June 24: Dejavu with LOW Lioness Club as hospitality committee July 22: Unchained with LOW Fire & Rescue as hospitality committee August 26: Reunion Band with FLOW (Friends of Lake of the woods) as hospitality committee
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Did you know that the local parks and recreation for each nearby county have some outstanding and fun resources for their residents and visitors? There’s always something to do in Virginia and the parks and recreation centers make it easy to find kid-friendly activities to do almost every weekend! From concerts, mother/son, daddy/daughter dances, to picnics and fishing contests, the parks & rec make it easy and exciting to get out of the house and onto a new adventure. These are experiences that produce core memories and are fun for all! Visit Fredericksburg Parks, Recreation and Events for more information on their past and upcoming events. Visit Culpeper County Parks and Recreation Activity Search for their upcoming events! Last, but certainly not least be sure to visit our very own Orange County Parks and Recreation website for their upcoming activities. Not all events are hosted by their respective parks & recreation centers, you can also continue to explore the county websites for events hosted by the local Chamber and businesses in the area!
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Welcome to 107 Meadowview Lane! This beautiful rambler has plenty of space and is filled with light. It features gleaming hardwood floors, skylights, a gas fireplace, spacious rooms, a screened in porch and adjoining deck, and a large back yard for you to enjoy as well as the perfect split layout. Flex space off the primary bedroom is a bonus if you are looking for a home office. Book your tour today as this desirable, spacious, turn-key home will go quickly!
A private, gated, secured community, Lake of the Woods offers anything and everything you could possibly want. Home to two lakes (the 550 acre main lake and a 35 acre “fishing lake”), a golf course, an equestrian center, a fire and rescue department, and a church all within the gates, Lake of the Woods simply has it all. Whether your passion is boating, water skiing, kayaking, golfing, horseback riding, or simply taking in the breathtaking views from the clubhouse while enjoying a fabulous meal, from your own deck or yard, or from one of the beaches, you won’t be disappointed! Perhaps you’d like a game of bridge or volunteering your time and talents…Lake of the Woods offers more than 60 clubs and/or organizations from which you may choose to become involved. Located in Orange County, we are fortunate to enjoy low real estate taxes. Coupled with home prices ranging from $200,000+ to over $2,000,000, Lake of the Woods is the perfect community for both full-time residents, as well as weekenders. But don’t take my word for it, please come see for yourself! I will gladly give you a tour of Lake of the Woods by boat and by car so that you may experience what’s to love in Lake of the Woods!
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
Perfect downtown location across from Old Mill Park. Just over a mile down the road to the commuter rail, across the street from the Fredericksburg Foot Trail. This charming home is looking for new owners, fenced in rear yard, driveway and street side parking are available.
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
We love all the seasons of the lake and we love our community members! We combined both by creating a fun contest to showcase all of the beautiful seasons the lake has to offer. What does this entail? We are asking members to submit their top 2 favorite photos (they’ve taken themselves-please, don’t steal/borrow photos!) of or around the Lake of the Woods community for each season. The Licata Group (EXP REALTY) team will select the top 3 best entries for each season and these finalists will have their photographs posted on Facebook for Public Selection of the Final Season Winners. Season winners will receive a gift card. Entries must be submitted by December 31, 2022. You can choose to participate in ALL 4 Seasons, a few seasons or just one! However, there is a 2 photo max limit per person, per season. Interested in participating?? Submit your entry here!! Invite your friends and neighbors, they can visit licata-group.com to join too!
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
1 sold below $250,000.00 3 sold between $250,000-299,999; 5 sold between $300-349,999; 6 sold between $350,000-399,999; 4 sold between $400-499,999; 5 sold between $500,000-$999,999; 0 sold over $1,000,000.
25 Active/Coming Soon Listings for Sale 39 Homes Under Contract 85 Homes Sold since January 1, 2022.
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata
The CARES Act kept homeowners in their homes with mortgage forbearance
There’s plenty of options to help homeowners transition to repayment
No one needs to face foreclosure – contact us today to discuss your options!
Mortgage forbearance helped homeowners
With the dust of COVID-19 settled, that means the resumption of mortgage payments for many Americans. And in a post-forbearance real estate market, it may be challenging to know the correct next step after the last couple of years. But the good news is that there’s no bad news! The CARES Act enacted by Congress allowed homeowners to postpone their monthly mortgage payments. This policy worked, because evictions have not been as severe as many feared, and the calamity of the 2008 housing market is not going to repeat itself in 2022.
The Mortgage Bankers Association estimates that approximately 525,000 homeowners are still in forbearance plans. If you are one of those homeowners moving into a post-forbearance future, there’s no reason to panic: plenty of help is available. Let’s look at the different post-forbearance options and determine which one best suits your needs.
The CARES Act changed the mortgage landscape
When the pandemic struck in early 2020, rumors of the 2008 housing crisis repeating itself soon infused nearly every real estate conversation. Understandably, homeowners have been nervous about repeating history, with fears of eviction and potential homelessness genuinely gripping many Americans. However, contrary to the Great Recession, homeowners have been better protected against the uncertainties of the Covid-19 pandemic.
When Congress declared that homeowners could postpone their mortgage payments for 18 months with no penalty (known as forbearance), this singular act of Congress truly benefited the American homeowner. Additionally, many servicers of mortgages not backed by the federal government voluntarily did the same. And with substantially more equity in their homes than they had at the start of the Great Recession, plus the ability to refinance at historic lows during the pandemic, homeowners were in better financial shape to weather the storm.
Understanding your mortgage forbearance repayment options
Thankfully you’ve got plenty of helpful options as you move out of forbearance and resume your monthly mortgage payments. Here are five options to restart your mortgage payments:
A Reinstatement means paying the total forbearance amount all at once. Remember, this is only one option to discuss with your mortgage lender. You do not have to take this option.
A RepaymentPlan allows you to bring your mortgage current over some time (up to 12 months). A repayment plan is an agreement that will enable you to repay the forbearance amount on your mortgage by making additional monthly payments and your regular monthly mortgage payments.
A COVID-19 Payment Deferral allows you to bring your mortgage current by delaying repayment of forbearance amounts without changing other mortgage terms. This option may be available if you cannot afford a reinstatement or repayment plan. You will not be charged interest on the forbearance amounts. However, all sums will be due if and when the property sells.
A Loan Modification permanently changes the terms of your actual loan. Some common examples are changes to your interest rate or loan term. But, surprisingly, and in another historic move to ensure the stabilization of the housing market, the Federal Housing Administration (FHA) announced in April of 2022 that homebuyers would be able to select a 40-year mortgage for the first time.
A Loan Refinance is perhaps one of the more traditional options, and even if you have resolved or are resolving your forbearance plan, you may be eligible to refinance your loan.
Forbearance doesn’t stop you from selling your home
The COVID-19 pandemic produced challenges that impacted homeowners’ ability to make timely mortgage payments. Thankfully, taking advantage of the forbearance doesn’t stop you from selling your home, even if you haven’t restarted payments yet. If you can no longer afford your mortgage, but you’ve built up enough equity in your home, one option is to sell it and use the proceeds to help pay off your mortgage and any missed payments during forbearance.
Make an Informed Decision
With more financing options available today than ever before, there’s no reason to worry about mortgage repayment. Contact us today to find out the true value of your home. Then, you’ll be informed and can make a sound financial decision about what type of mortgage is right for you.
Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.
To see available Lake of the Woods properties, please visit our site.
