Tag Archives: home

Breathtaking Home For Sale in Fairfax, VA! 3209 Traveler Street Now SOLD!!

Welcome to 3209 Traveler Street, in the middle of everything yet in its own wooded enclave you find Mosby Woods. A 60’s planned community that thrives today as a wonderful established neighborhood. You will fall in love with all the updates and fine finishes this beautiful home boasts. Full of charm the living room is generous, stunning and features a fireplace. Kitchen is updated with granite counter tops and dining area as well as a formal dining room. The classic owner’s suite with en-suite bath is updated and inviting. A finished lower level offering another family room and flex space to use as an office, classroom or craft room is sure to please.

Enjoy the expansive deck to relax, entertain and enjoy the privacy of your own backyard oasis. Close to great schools and George Mason University, ten minutes to Fair Oaks Shopping, Tysons Galleria, Vienna Metro, Army Navy Golf Club and easy access to I66 and all major highways. Did we say NO HOA??? Yes, and with no HOA dues in the heart of Fairfax it makes Mosby Woods uniquely appealing. A large community pool and clubhouse is right inside the neighborhood which you can join for an annual fee. Activities abound and Dale Lestina Park offers walking trails and playgrounds in a wooded 8 acre setting. For more information on 3209 Traveler Street, Click Here!

 Whether you’re looking for homes for sale in Fredericksburg, Stafford, Orange, Locust Grove, Culpeper, Northern Virginia or even Maryland or DC, we are your Real Estate team committed to finding the perfect home for you! Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar, and in a timely manner. Pricing your home accurately, one of our area expert advisors will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available properties, please visit our website licatagroup.com

Home Maintenance Checklist for Every Season

One may consider home maintenance as a regular health checkup. The result is the same. Year-round upkeep is vital as it protects the home, just like it protects its inhabitants. Although the tasks involved will differ depending on the climate, one thing is mutual to all. A properly maintained home requires moderate time, effort, financial investment, and – a home maintenance checklist. The last thing any homeowner should be is careless or indifferent.

A seasonal maintenance checklist makes tasks manageable.

Apart from building materials used and installed systems, home-keeping responsibilities also depend on location and weather conditions throughout the year. Hence, if you own a lakefront property, upkeep tasks will vary from the tasks necessary to maintain a home in an arid or cold climate. When you add the factors specific for different seasons, home maintenance may seem a little bit like science.

Every season provides a range of assignments to dedicated homeowners. However, the process of housekeeping becomes a lot easier with a monthly or seasonal checklist. Take note: if you don’t feel up to the task (any task), don’t hesitate to call a professional to help you out. Otherwise, you risk injuries and damage to your property.

Fall home maintenance checklist

Winter is coming and with it several essential fall maintenance duties. If you have a backyard, this is the perfect time to rake the leaves and then reseed your lawn. Afterward, you may plant bulbs, shrubs, trees, and perennials. Just make sure you provide your newly planted garden with plenty of water. Once you finish with watering, empty the hose and clean your gardening tools. Should you need to store away your tools and other seasonal belongings, Best Cross Country Movers database will help you find a reliable storage facility close by.

Always be on the lookout for frozen pipes.

Fall is also the time to service your heating, ventilation, and air conditioning system. Respective professionals will check the thermostats and radiators, ductwork and valves, vents, and chimneys. However, with the first strong winds, you can check the home for the draft and plug any cracks and holes. Insulate your doors and windows, and you will enjoy winter in a warm and cozy home and save on heating bills.

Home upkeep in the winter

If you live in a cold climate with plenty of snow in the wintertime, ready your snowblower. Before the first use, make sure it is in good working condition. Also, don’t forget to stock up on motor oil and gasoline as well as on fuel for heating. Furthermore, inspect your home from the (below) ground up. Leaks in your basement can occur during thaws and cause significant water damage. If you have a water heater, make sure there aren’t any pressure issues or leaks, too.

Check your roof and gutters, especially after snowstorms. Be prepared to deal with ice dams as this ice build-up can not only seriously damage your roof but also let water in and damage the interior of walls. If you plan to work from home during winter and require additional space, think about having your garage updated or repurposed before the holidays. In case all you have to do is reorganize storage and clean the area, the slow winter season is when you should do it. Finally, as the holidays are approaching, check your electric installations, and make sure they can support all of your decorations on time.

Spring: time to inspect everything

Come spring, you might feel overwhelmed with all the tasks ahead, but there is time for everything. Spring is ideal for getting your outdoor spaces ready for summer, decluttering, and thoroughly cleaning your home. However, you should inspect your house first for any signs of damage that may have occurred during winter. No matter how small the cracks you notice during your home inspections, make sure you fix them in the early stage. Harsh weather will affect the roof and gutters, chimney, facade, driveway, and walkways.

As it becomes warmer, make sure an inspection and servicing of your HVAC system are on your home maintenance checklist.

If you live in a flood zone, check if your sump pump is in proper condition. Spring is also the time to get your pool ready for the upcoming summer season. Clean it, examine the valves, replace filters, or call the experts to handle it all. Once again, check the pipes inside your home, walls, and ceilings. Also, address even the smallest signs of water damage, and check faucets for leaks. Whenever the weather allows, spend time in your garden. Check the trees for any dead branches, trim the shrubs, reseed the empty patches in your newly grown lawn, and get your lawnmower ready. Inspect your sprinklers, too.

Summer is (not) the time to rest.

Whether you need to deal with scratched hardwood floors, porch, or repaint the house, summer is the right season. Long warm days will help dry the varnish or paint faster. Once the spring is over, it is time to oil the hinges in the house and garage door chain. If you have a backyard, set up your sprinklers. Regularly trim your lawn and shrubs and clean your pool from algae, leaves, and debris.

Regularly mow your lawn in the summer.

While it is a monthly maintenance task, cleaning your A/C filters is highly important during summer, especially if you spend a lot of time at home with the system on. Hot summer is also the time to be on the lookout for pest infestation. Consider asking a pest control company for a home inspection and resolve any bug or pest infestation issues at an early stage. The summer season is also a home remodeling period, but it also means that the costs are higher. Consider scheduling your home renovation with a contractor for the fall and split it into easily manageable tasks. This way, you won’t depend on the weather too much.

 Whether you’re looking for homes for sale in Fredericksburg, Stafford, Orange, Locust Grove, Culpeper, Northern Virginia or even Maryland or DC, we are your Real Estate team committed to finding the perfect home for you! Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar, and in a timely manner. Pricing your home accurately, one of our area expert advisors will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available properties, please visit our website licatagroup.com

Photos sourced from:

https://pixabay.com/photos/lawn-mower-lawn-mowing-rush-mow-2127637/

https://pixabay.com/photos/plumbing-plumber-pipe-galvanized-1433606/

https://pixabay.com/photos/electrician-electric-electricity-2755683/

https://pixabay.com/photos/architect-building-joy-planning-1080589/

Fabulous Forest Brick Home in Arlington, VA! 4747 Arlington Blvd Now SOLD!!

A lovely Arlington Forest brick home gives you a warm welcome to the neighborhood. A large fenced in yard can accommodate your family and gardening adventure. An exterior shed provides you with all the storage you~ll need for the grill, tools and lawn mower. Newly refinished hardwood floors and paint throughout the home give you the canvas to create a space for all to enjoy. First and second floor bedrooms give you additional space for a home office. The fully finished basement is an ideal for gathering space friends and family. With a fully finished bathroom on every floor, this home is easy to use. Additionally when you visit, you~ll notice the highly desirable commuting location is with great walkability to parks, neighborhood pool and shopping. This active community is minutes away from DC and Arlington attractions. Making it ideal for airport access and work travel requirements. For more info about this property, Click Here!

Whether you’re looking for homes for sale in Fredericksburg, Stafford, Orange, Locust Grove, Norther Virginia or even Maryland or DC, we are your Real Estate team committed to finding the perfect home for you! Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar, and in a timely manner. Pricing your home accurately, one of our area expert advisors will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available properties, please visit our website lakeofthewoodsvirginia.com

A How-To Guide for Buying a house Out of State

Buying a house out of state can be a big bite for many of us. Some are even scared to try, and rightfully so. There are many things that can go wrong even when you are buying a house in your neighborhood, let alone somewhere far away. But, don’t be discouraged. If your mind is set on buying a property out of state, this guide will help you ensure the deal goes smoothly. 

Do a thorough research

It goes without saying that you should do thorough research before buying a home wherever you decide it should be. Don’t rely entirely on your real estate agent. Of course, he or she is there to help you find the best place for your relocation, but there are some things that should be doublechecked. Furthermore, there are some details about the neighborhood that not even your agent is familiar with. Google can lend a helping hand, you just have to know where to search. Arm yourself with patience and start browsing. There are many neighborhood guides that can be very helpful for getting to know a community of your interest. These guides are great because they tell you a lot about local crime rates, employment potential, weather, and economic stability

Always do thorough research before making any big decisions

Start early to avoid stress

Searching for a home to buy is stressful under the best of circumstances, but buying out of state can be incredibly stressful. A house is usually the most expensive thing that people buy, so the process should be performed with the utmost care. You can help yourself a lot by starting the search as early as possible. If you have decided to move, the ideal time to start searching for your new home is six months before the due date of your relocation. Three months is also a doable period, but don’t let yourself start a search later than that. 

Be careful when choosing an agent for buying a house out of state

When you decide to relocate out of state, you need to find a real estate agent who will do most of the work for you. And, there is a lot of work to be done. An international move often means a lot of paperwork, so some people are not sure whether they should hire a real estate agent or a lawyer when buying a property.

The best decision you can make is to hire a buyer’s agent in the state you are relocating to. Do not ask a listing agent to represent you since he or she will probably represent the seller. In that case, their job is to sell a certain property for the biggest amount of money and they only have the seller’s best interest in mind, not yours. So, you should choose a buyer’s agent

A good buyer’s agent is your biggest help

How do I choose a buyer’s agent for buying a house out of state?

The buyer’s agent is definitely a better option than a listing agent, but still, you shouldn’t pick one randomly. Instead, you can discuss it with a real estate agent in your present community. Find one that you trust and ask him/her to refer a colleague from the area you’ll be moving to. If the real estate agent is a member of the National Association of Realtors, he/she will have access to various databases. They can even see their colleagues’ success rates. By getting a referral, you can ensure that you do not become a victim of various realty scams. 

Hire a relocation specialist

Have you heard of relocation specialists? No, that is not the term used for professional movers such as Gibraltar Van Lines who can help you relocate wherever and whenever you feel like. A relocation specialist is a person who can help you with many aspects of your move. The only thing that they do not do is negotiate your home purchase. However, they can:

  • help you find a real estate agent to start home-hunting;
  • connect you to moving companies;
  • give you the necessary details about the education and employment system in your future home town;
  • help you sell and close on your current home which is an important part of the procedure you have to go through when buying a house out of state.

It is a common practice for companies that are relocating to hire relocation specialists. That is why many people do not know they are available to individuals as well.

Take a trip and get an inspection of your potential home if you can

If you are buying a house out of state you will probably not be able to go to every showing in person. What you can do is ask your agent to give you a virtual tour of the houses that you have shortlisted. Speaking of such tours, don’t fall for online virtual tours because they are usually a part of a moving scam. 

When the time comes for you to make an offer on the house, you should really make an effort and see everything in person. There are many things that even the best real estate agents will not notice. You will be able to feel the space, and that is something no virtual tour or agent’s descriptions can replace. And you wouldn’t want to make a mistake when making such a crucial decision as buying a house out of state, would you? 

Try to go and see the property you are interested in buying in person

Many sellers would work on some features that make their home sell faster while neglecting some major issues about their property. That is where a home inspection comes in handy. It might be a burden to your budget, but at least you will know what you are dealing with. 

Close on your current home first

If the out-of-state closing is scheduled on the same day as the closing on your current home, you might have a problem. The lender for your new house must receive a closing statement from the old one. The best thing you can do is schedule the closing on the new house a few days after the closing on your current one.

 Whether you’re looking for homes for sale in Fredericksburg, Stafford, Orange, Locust Grove, Norther Virginia or even Maryland or DC, we are your Real Estate team committed to finding the perfect home for you! Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by homeowners. If you wish to sell your home, it needs to be sold for top dollar, and in a timely manner. Pricing your home accurately, one of our area expert advisors will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available properties, please visit our website lakeofthewoodsvirginia.com

2 Open Houses in Lake of the Woods, VA Saturday 8/31

Have you been wanting to check out some of the available rental homes in Lake of the Woods? Nows your chance! On Saturday, August 31st we are happy to showing off two of the most beautiful rental properties that are available in the area. The first Open House will be at 128 Harrison Circle from 11:00-12:30 PM, and the second will be at 1351 Lakeview Parkway from 1:00-2:30 PM. We look forwarding to seeing you there! (Click the address below for more pictures and information about the properties)

128 Harrison Cir Priced Monthly at $2,100

1351 Lakeview Pkwy Priced Monthly at $2,000

Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by home owners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available Lake of the Woods properties, please visit our site.

Tips For Selling Your Home Faster

Selling your home can turn into a genuinely lengthy process if you have no information on how to do it properly. Making a detailed plan and having an experienced professional agent by your side can significantly decrease the time your home spends on the market. If you are willing to make an effort, invest your time and some financial means, it will be easier to gain competitive advantage and make your property more appealing than others. Thus, here are some tips on how to interest your prospective buyers and succeed in selling your home faster.

Improving curb appeal is the starting point

The first impression matters greatly when buying a property. Interestingly, sellers very often tend to forget this fact, so they focus intently on the inside of their homes. However, if you aim at selling your home faster, improving curb appeal is the most reasonable starting point. Firstly, pay attention to your lawn. Keep it neatly mown at all times since you never know when the potential buyers can come by. Also, it is necessary to trim trees and bushes regularly and to maintain your garden well enough.

Figure 2 Improving curb appeal is the most reasonable starting point when aiming at selling your home faster. Alt.tag: A beautifully decorated home entrance that can help when aiming at selling your home faster.

Pay special attention to the entrance. If it is necessary to add a fresh coat of paint, do not hesitate to do it. A new house number and a matching mailbox can easily catch everybody’s eye. Ideally, repainting your front door will maximize the positive effect on whoever comes to tour your home. Remember, what you want to achieve is making prospective buyers believe your home is the right choice for them.

Decluttering is critical for selling your home faster

Clutter at your home threatens to prolong the whole process or even reduce the price considerably. Getting informed on some key decluttering tips can help you create an intimate and yet neutral and cozy atmosphere that will enable your prospective buyers to envision their life and family in this place. Furthermore, do not forget depersonalization.  If a neutral territory is what you want to achieve it is inevitable to remove all your family photos, children’s artwork, souvenirs from various travels and so on.

 Since it is essential for potential buyers to move freely around your home, getting rid of bulky furniture pieces is a must. Ideally, you can look for an affordable unit to store your belongings and these furniture items safely. Then, you can rearrange the rest of your furniture and maximize the space. This will be highly appreciated and valued.

Make your home shine

You need to raise your cleanliness standards to the highest level until selling your home comes to its end. Paying special attention to all hidden areas is of utmost importance because your home needs to bear the scrutiny of various potential buyers. While it may be exhausting and quite challenging to keep your home in pristine shape for long, it is needed given the circumstances. Otherwise, you risk making one of the biggest mistakes when selling a home.

Figure 3 Make your home shine and prospective buyers will love it. Alt.tag: Cleaning brushes in various colors.

Natural light is a great benefit

Natural light is everybody’s favorite. It brings freshness, calmness, and warmth to your space, so it has to be ample in order to attract attention. Try your best to make your home as naturally lit as possible. Should you find any problems with meeting this requirement, placing decorative lamps around your home might help.

Selling your home faster requires making it available to prospective buyers

It is vital to make your home available to potential buyers. Unfortunately, this most often means allowing them to tour your home whenever it fits their schedule, even at weekends. This is a slight inconvenience you will have to bear if you expect to succeed in selling your home faster. Buyers themselves also feel nervous about finding the property that meets their criteria once they realize that buying real estate is a good investment.

Be realistic about the price

Making a decision about the price when selling your home is a crucial task in the process. With the help of the internet, both sellers and buyers can obtain information on the subject quite easily. Hence, it is essential to be utterly realistic when setting the price. Defining the price either too high or too low is very risky. Should you have any doubts, consulting professionals is advisable.

If you, however, decide to set the price yourself, there is another step you need to define. Having a timetable for lowering the price can prevent your home from being on the market for too long. Instead, a reduced price after some time may incentivize those buyers who were having second thoughts. Eventually, selling your home faster becomes achievable.

Figure 4 Be realistic when setting the price for your home. Alt.tag: Three different piles of coins and a small wooden model house.

Taking some photos can help in selling your home faster

A great majority of prospective buyers start their search for a perfect home online. Most of them prefer seeing photos of the houses listed in order to take them into consideration. Thus, making high-quality photos of your home can be very beneficial. If they emphasize all the appealing and distinctive features, they will easily attract buyers in a short period of time. Make sure you photograph both the inside and outside of your property. If you are willing to invest in hiring a professional photographer, you can expect favorable results very soon.

Feel free to spread the word

Although collaboration with your real estate agent is compulsory, you can also contribute to selling your home faster. Feel free to spread the word. Talk to your neighbors, colleagues, and friends. Use the advantages of social networks and share your listing on various social media. Understandably, the more people you inform the bigger the chance to find the buyer soon.

Time matters

Among other factors, the time you list your home for sale determines how long it will stay on the market as well. When aiming at selling your home faster, it is, generally, advisable to list it in spring or fall. Reasons underlying this suggestion are understandable. The weather in spring is pleasant and people are willing to tour houses more often. The school is coming to its end, so moving will not cause any problems to families with children either. On the other hand, in the fall, the weather is still warm. People have come from their vacations and now they are ready to search for the property that meets their strict criteria. The school is about to begin, so prospective buyers have time to make the final choice and conduct their relocation. Use your chance and make selling your home faster possible.

Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by home owners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available Lake of the Woods properties, please visit our site.

2 Open Houses on Saturday August 24!

What’s better than 1 open house? 2 open houses of course! Join us this Saturday, August 24th from 1PM – 3PM to see two lovely homes in Lake of the Woods, Virginia. We look forward to seeing you there! (Click the address below for more pictures and information about the property)

1316 Confederate Drive Priced at $374,900

812 Eastover Parkway Priced at $350,000

Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by home owners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available Lake of the Woods properties, please visit our site.

Common Mistakes First-Time Homebuyers Make

Along with the excitement that buying your first home brings comes the apprehension about the decision. Millions of questions come to mind making your decision even harder to make. The best tip that you can get is to get informed. But, do you know what you have to get informed about? If you are thinking of buying your first property ever, take a deep breath and start reading through the most common mistakes first-time homebuyers make so that you can avoid making the same ones.

Starting a House Hunt Without a Financial Plan

Since you are buying your first home, it is understandable that you are very excited about the idea and impatient to find the right one. However, that doesn’t mean that you should start your search completely unprepared. You should at least know what price range to look at. Since the real estate market is quite competitive and demand is almost always higher than supply you should come prepared. That means that you should be pre-approved for a loan before looking at listings. Then you will be more acquainted with your financial prospects and you will know what you can hope to find. By the way, there are so many facts you should know about mortgage before you apply, so do not rush it.

First-time homebuyers should be prepared before house hunting, Alt. tag: A model of a house made of words FOR SALE

Sticking to One Mortgage Lender Only

A mortgage is also a product that you buy and can find at different prices with different sellers. Do not make a mistake by not comparing the quotes before committing. Choose at least three lenders and compare the estimates that you get. Remember, you are looking for a good deal as well as the lowest rates you can get. You cannot find those if you only consult one bank or lender. The same goes for finding skillful movers who can relocate your home – you need to make a list and then choose one company that suits you best.

Not Paying Attention to Your Credit Reports 

Your credit reports are extremely important to a bank or lender that you are considering taking a mortgage from. They will analyze every single detail of it, so you need to make sure that they like what they see. A credit report that contains errors may result in higher interest rates for you, so it is in your best interest to keep it as accurate as possible. The good news is that you can get a free credit report from any of the main credit bureaus at the end of a year so that you can correct any errors that you come across. The lenders need this report at pre-approval and before final loan approval. In the meantime, you shouldn’t be opening new credit cards and you should do your best to pay your bills on time every month.

Credit reports are extremely important to lenders, Alt. tag: Credit report of a first-time homebuyer

Thinking That You have to Make a 20% Down Payment

When you start calculating how much money you need for your down payment, you will probably ask yourself whether buying real estate is a good investment at all. Twenty percent of your future property’s worth is a lot of money to prepare before you even start searching for a home. Luckily, there are some loan programs that allow you to make a down payment as low as 3.5% or even 0%. It goes without saying that a bigger down payment means that you can get a smaller mortgage, so you will have more money left in your budget every month.

On the other hand, while you are saving money for your 20% down, the property prices continue to grow along with the mortgage. So, the decision is all yours and you need to make sure that you set a monthly payment that you can actually provide. And, do not forget that you are obliged to pay the mortgage insurance in case your down payment is less than 20%.

Not Considering Special Programs for First-Time Homebuyers

There are some special programs for first-time homebuyers that offer low down payment loans. You should inform yourself whether such programs exist in your state and learn about the following:

  • FHA loans – the down payment can be as low as 3.5%. Besides this obvious rebate, the Federal Housing Administration is not so strict about credit reports. But, once you commit to this loan, you will have to pay for mortgage insurance as long as you have the mortgage to pay, which means even after your equity is more than 20%.
  • USDA loans – if you are planning to buy a property in a rural area, the chances are that you qualify for zero percent down and 100% financing – a program offered by the U.S. Department of Agriculture. If you opt for this program, you will have to pay the guarantee fee instead of mortgage insurance.
  • VA loans – mortgages offered by the US Department of Veterans Affairs to people who have served in the military. These loans allow veterans to put a down payment of zero percent and get 100% financing. A funding fee has to be paid instead of mortgage insurance.

Falling in Love With the Property and Failing to See its Faults

This can be a huge mistake. It often happens that we like the house, but it turns out that its neighborhood is not a place where we would like to raise our children. You should always visit the place at least two or three times, at different times of day and week, before you make a decision to buy. If you notice that there is something the seller is trying to hide, that should be a red flag to look for

First-time homebuyers are usually impatient to move in, Alt. tag: House door with keys

Wasting All Your Savings On Your First Property

This is one of the common mistakes first-time homebuyers often make. They do this to add to the sum for a down payment and lower the monthly payment rate. However, you still need to have an emergency fund (three to six months of living expenses) because there are so many things that can go wrong when you buy a property. It is better to pay for mortgage insurance and still have your emergency fund untouched, just in case. 

Not Knowing About the Hidden Costs of Ownership

There are many costs of ownership that first-time homebuyers do not know about. Property taxes, insurance (mortgage, hazard, and homeowners), repairs, maintenance, and utilities are just a few of them. 

Whether you’re looking for homes for sale in Lake of the Woods VA or Waterfront property in Virginia we are your Real Estate Advisors for Stafford, Fredericksburg, Spotsylvania, Locust Grove, Central Virginia, and Greater Virginia. Thinking of selling? In any market condition, “what is my home worth?” is the #1 question asked by home owners. If you wish to sell your home, it needs to be sold for top dollar and in a timely manner. Pricing your home accurately, Pat will partner with you to make the selling process so much easier. Get started today by calling us at (540) 388-2541 or contact Pat Licata.

To see available Lake of the Woods properties, please visit our site.